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Vencee helps freelancers, creators, consultants and independent professionals take control of their personal finances. Track your money, manage your spending, plan for taxes and build financial discipline, all in one place.

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  • At some point, making content stopped being a hobby and became how you pay your rent. But the money side? It never really caught up. You're still winging it, not tracking properly, guessing your taxes, paying yourself whatever feels right that week. Income's coming in from everywhere: platforms, brand deals, affiliates, memberships, all at different times, all mixed in with your expenses. There's no clear picture. And without that, you're not really running a creator business, you're just hoping it works. QuickBooks exists. Xero exists. But they were built for accountants and small business owners, not for content creators. They're bloated with features you'll never use, terminology you've never heard, and workflows that assume you know what a chart of accounts is. You don't need all that. You need something built around how you actually earn, and that's exactly what we're building.

Features

Everything you need to understand, manage and plan your personal finances, brought together in one place.

  1. 01

    Net worth

    3 accounts

    £27,460.40

    ▲ £1,438 left over this month

    Money in

    £2,858

    Money out

    £1,420

    Left over

    £1,438

    • Net Worth Tracking
    • Expense Tracking
    • Financial Analytics

  2. 02

    November budget

    £2,000

    £750

    left to spend
    £1,250 spent

    • Essentials£720 / £900
    • Lifestyle£310 / £500
    • Work & tools£220 / £600

    You’re £83 under pace this month.

    • Smart Budgeting
    • Custom Categories
    • Smart Notifications

  3. 03

    Savings goal

    Emergency fund

    £3,200 of £5,000

    £1,800 to go

    Coming up

    1. 31 JanTax bill£4,120 of £7,600 set aside
    2. Mar 2027Credit card clearedDebt paydown · £220 a month
    3. May 2027Emergency fundEstimated, at £300 a month

    • Tax Planning
    • Savings Goals
    • Debt Paydown
    • Goal Forecasting

How it works

  1. 01Net worth

    Everything in one place.

    Your net worth, every connected account and the month at a glance, without jumping between different apps.

    Home · At a Glance

    Vencee home screen: total net worth of £27,460.40, a connected account, and the month at a glance with £1,420 spent of a £2,825 budget, £2,267 in upcoming bills and £6,380 in goals.

  2. 02Expense tracking

    See where your money goes.

    Money in, money out and what's left over for the month so far, with the bills still to come.

    Home · This Month

    Vencee home screen, This Month: £2,858 income, £1,420 spending and £1,438 left over, a chart against last month and the budget, and £2,266.98 in bills coming up.

  3. 03Budgeting

    Spend with a plan.

    Follow the month against your budget and by category, and see what's safe to spend once tax is set aside.

    Spending · Your Budget

    Vencee spending screen: safe to spend £2,360, the month's spending against a £2,825 budget, and spending by category.

  4. 04Tax planning

    Tax without the surprise.

    Set a tax goal with its deadline, and see how much to put aside this month to stay on track.

    Spending · Tax goal

    Vencee spending screen: £1,420 spent this month, and a tax goal of £4,120 put aside of £7,600 by 31 January, with a prompt to put £1,160 aside this month.

  5. 05Savings goals

    Plan for what's next.

    Every savings goal shows how far along it is, what's left to go and an estimated date to get there.

    Goals

    Vencee goals screen: emergency fund £5,200 of £9,000, estimated September 2027, and camera upgrade £1,180 of £2,400, estimated April 2027.
Vencee home screen: total net worth of £27,460.40, a connected account, and the month at a glance with £1,420 spent of a £2,825 budget, £2,267 in upcoming bills and £6,380 in goals.Vencee home screen, This Month: £2,858 income, £1,420 spending and £1,438 left over, a chart against last month and the budget, and £2,266.98 in bills coming up.Vencee spending screen: safe to spend £2,360, the month's spending against a £2,825 budget, and spending by category.Vencee spending screen: £1,420 spent this month, and a tax goal of £4,120 put aside of £7,600 by 31 January, with a prompt to put £1,160 aside this month.Vencee goals screen: emergency fund £5,200 of £9,000, estimated September 2027, and camera upgrade £1,180 of £2,400, estimated April 2027.

Community

Being part of Vencee means more than managing your money through an app. It means becoming part of a network of ambitious independent earners who share knowledge, opportunities and experiences.

  1. An Exclusive Network

    Connect with independent earners across technology, design, business, finance, content creation and more.

  2. Financial Guidance

    Access dedicated financial guidance to help you make more informed decisions about your money.

  3. Industry Workshops

    Take part in workshops, discussions and learning sessions tailored to your professional interests.

  4. Business Coaches & Mentors

    Learn from experienced professionals and connect with people who've already navigated the challenges of independent work.

  5. Exclusive Events & Conferences

    Meet, collaborate and build meaningful connections at events created for the independent community.

Security

Your financial information deserves the highest level of care. Vencee uses secure Open Banking connections and puts you in control of how your financial data is accessed.

  1. Secure Open Banking

    Your accounts connect through Plaid, a regulated Open Banking provider. You never share your banking login details with Vencee, and the connection is read-only.

  2. You Stay in Control

    Choose which accounts to connect, manage their permissions, and revoke access whenever you like.

  3. Privacy by Design

    Your financial information is handled securely and used only for the purposes you've authorised. Vencee doesn't sell your data or use it for advertising.

Take control of your personal finances, build better money habits and become part of a community that understands the way you work.

Download Vencee on the App Store